Name the purpose
Write what keeping the house is supposed to provide and when that benefit should begin.
For Bexar County property owners
Keep the house or sell it? Compare the same facts on both sides.
Name the house’s purpose, total cost, work, risks, and timeline before choosing to keep waiting or prepare a sale.
Free No account or contact information Private on this device
Who made this site?
Bexar County Home Buyers, a private home-buying company. The tools are free and do not send us your answers. Discussing a possible purchase is a separate choice.
Start here
Which situation sounds most like yours?
You do not need to know the professional term. Choose the closest statement.
The basics
Do the right work in a clear order.
Use one time period
Compare keeping and selling across the same 3-, 6-, or 12-month window.
Count the full cost
Include tax, insurance, utilities, repairs, travel, management, and unpaid work.
Price missing help
A task is not free because a relative or owner performs it.
Separate facts from hopes
Keep value, rent, repair, and timing assumptions visible and test a lower outcome.
Choose a review date
Waiting becomes a decision only when it has a budget, purpose, and end date.
Free tool
Compare keeping and selling with the same facts.
This does not hunt for a perfect answer. It shows which facts are missing and which path needs proof.
Next steps
One thing at a time.
What to do
- List the house’s current purpose.
- Build a complete 12-month cost forecast.
- Write down deadlines and worsening conditions.
What to do
- Use the same period for both paths.
- Test optimistic and cautious assumptions.
- Include work, risk, and people—not only dollars.
What to do
- Name the next reversible step.
- Choose a review or action date.
- Verify sale net, tax, title, and lender facts before committing.
Official sources
Go to the agency responsible.
Rules and accounts change. These links open the official source.
Safety comes first.
A missed payment, insurance lapse, active hazard, legal notice, foreclosure, tax sale, or immediate cash shortage can set the timeline. Use the actual document as the clock and contact the responsible lender, agency, insurer, or qualified professional promptly.
Common questions
Clear answers to get started.
Confirm dates, rights, and requirements with the responsible agency or qualified professional.
Can a score tell me to sell?
No. It reveals which facts and values lean toward a path; safety, legal, title, lender, family, or deadline facts may override a score.
Should I assume the home will rise in value?
Treat appreciation as one scenario, not a promise. Test zero and a downside case.
What if I could rent it?
Use realistic rent after vacancy, management, repairs, turnover, compliance, and reserves, and respect any existing tenant rights.
How do I compare sale offers?
Compare written net amounts, deductions, contingencies, timing, proof of funds, and who pays each cost—not headline price alone.
What if family disagrees?
Separate legal authority from preference, share one fact sheet, record concerns, and use qualified estate, title, or legal help when needed.
Next step
Give waiting a cost, keeping a purpose, and the decision a date.
Use the free tool first. If you later want to discuss selling the property in its current condition, that conversation is optional and separate.